Your Legal Basis With pan4d
Before you use the lobby, our Legal page sets the agreement between you and pan4d: account creation, identity checks, wallet records, cookie use, dispute contact, and service access. We do not present this page as permission to use the service in every place; access depends on
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local law. You are responsible for checking whether your location allows account use before you continue. We keep wallet activity tied to your registered phone number and payment trail, including DANA, OVO, GoPay, QRIS, and bank transfer references when used. If your name, phone number, or
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payment account changes, contact us before making another transaction so our support team can align the record with your account file.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.